Properties & Pathways


Australian Financial Services Licence (AFSL)

All Australian Financial Services Businesses, including many which provide managed investment opportunities, must obtain an Australian Financial Services Licence (AFSL). It ensures the business is a responsible entity, and compliant with the strict obligations outlined by Australia’s investment watchdog, the Australian Securities and Investment Commission (ASIC).

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What is an AFSL?

An Australian Financial Services Licence (AFSL), or AFS licence, is a legal licence that governs the procedures and processes of financial and investment organisations in Australia, including Unlisted Property Trusts in Australia. Provided by the Australian Securities and Investment Commission (ASIC), the country’s corporate regulator, an AFSL is required by any Australian Financial Services Business.

Why does an AFSL matter to investors?

Investors should ensure they choose an investment services provider who complies with the AFSL standards. The good news for investors who know they are investing with a business who is complying with the obligations of their AFSL is that they are very likely a trustworthy operator.

To be AFSL compliant a company must adhere to certain obligations relating to:

  • Conduct and disclosure
  • The provision of their financial services
  • The competence, knowledge and skills of their responsible managers
  • The training and competence of their financial advisers and authorised representatives
  • Ensuring their financial advisers and authorised representatives comply with the financial services laws
  • Compliance, managing conflicts of interest and risk management
  • The adequacy of their financial, technological and human resources, and
  • Their dispute resolution and compensation arrangements (if their clients include retail clients).

AFSL compliance is critical for any organisation operating in the financial or investments space, including those providing commercial property investment. A financial services provider’s AFSL number can typically be found on their website or on relevant financial or investment materials. For example, at Properties & Pathways, we include our AFSL on every Information Memorandum (IM) and investment’s Executive Summary.

Investors wanting more information should read the information available on ASIC’s website.

Want to find out how we can build your wealth alongside us in our high-quality unlisted property trusts. Get in touch with us today. 

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Past performance is not indicative of future returns. Any information provided on this website has not considered the objectives, financial situation or needs of any investor; investors should consider whether it is appropriate to them to partake in a commercial property investment prior to investing, in light of their objectives, financial situation or needs. Every investor should obtain and consider the investment’s Information Memorandum before making a decision in relation to the investment.